*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --green: #00b386;
  --green-dark: #009970;
  --dark: #0f1117;
  --gray: #6b7280;
  --light: #f8f9fa;
  --border: #e5e7eb;
  --max-w: 1100px;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--dark);
  background: #fff;
}

a { color: var(--green); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { max-width: var(--max-w); margin: 0 auto; padding: 0 20px; }

/* NAV */
nav {
  border-bottom: 1px solid var(--border);
  padding: 16px 0;
  position: sticky;
  top: 0;
  background: #fff;
  z-index: 100;
}
nav .nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.logo {
  font-size: 20px;
  font-weight: 700;
  color: var(--dark);
}
.logo span { color: var(--green); }
nav ul {
  list-style: none;
  display: flex;
  gap: 28px;
}
nav ul a {
  color: var(--dark);
  font-size: 14px;
  font-weight: 500;
}
nav ul a:hover { color: var(--green); text-decoration: none; }
.nav-cta {
  background: var(--green);
  color: #fff !important;
  padding: 8px 18px;
  border-radius: 6px;
  font-weight: 600 !important;
}
.nav-cta:hover { background: var(--green-dark); }

/* HERO */
.hero {
  background: var(--light);
  padding: 64px 0 48px;
  text-align: center;
}
.hero h1 { font-size: 42px; font-weight: 800; line-height: 1.2; margin-bottom: 16px; }
.hero p { font-size: 18px; color: var(--gray); max-width: 580px; margin: 0 auto 32px; }

/* BROKER CARD */
.broker-grid { display: grid; gap: 16px; margin: 40px 0; }
.broker-card {
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 24px;
  display: grid;
  grid-template-columns: 48px 1fr auto;
  align-items: center;
  gap: 20px;
  transition: box-shadow 0.2s;
}
.broker-card:hover { box-shadow: 0 4px 20px rgba(0,0,0,0.08); }
.broker-rank {
  font-size: 22px;
  font-weight: 800;
  color: var(--gray);
  text-align: center;
}
.broker-info h3 { font-size: 18px; font-weight: 700; margin-bottom: 4px; }
.broker-info p { font-size: 14px; color: var(--gray); }
.broker-meta { display: flex; gap: 20px; margin-top: 8px; }
.broker-meta span { font-size: 13px; }
.broker-meta strong { color: var(--dark); }
.stars { color: #f59e0b; font-size: 14px; }
.btn {
  display: inline-block;
  padding: 12px 24px;
  background: var(--green);
  color: #fff;
  border-radius: 8px;
  font-weight: 600;
  font-size: 15px;
  white-space: nowrap;
}
.btn:hover { background: var(--green-dark); text-decoration: none; }
.btn-outline {
  background: transparent;
  border: 2px solid var(--green);
  color: var(--green);
}
.btn-outline:hover { background: var(--green); color: #fff; }

/* RATING BADGE */
.rating {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: var(--green);
  color: #fff;
  padding: 4px 10px;
  border-radius: 6px;
  font-weight: 700;
  font-size: 14px;
}

/* BROKER REVIEW PAGE */
.review-header {
  background: var(--light);
  padding: 48px 0 32px;
  border-bottom: 1px solid var(--border);
}
.review-header-inner {
  display: flex;
  align-items: flex-start;
  gap: 32px;
}
.review-score {
  text-align: center;
  min-width: 100px;
}
.score-big {
  font-size: 48px;
  font-weight: 900;
  color: var(--green);
  line-height: 1;
}
.score-label { font-size: 12px; color: var(--gray); margin-top: 4px; }
.review-title h1 { font-size: 32px; font-weight: 800; margin-bottom: 8px; }
.review-meta { font-size: 13px; color: var(--gray); margin-bottom: 16px; }
.verdict-box {
  background: #f0fdf4;
  border: 1px solid #86efac;
  border-radius: 10px;
  padding: 20px;
  margin: 24px 0;
}
.verdict-box h3 { font-size: 15px; font-weight: 700; margin-bottom: 8px; color: var(--green-dark); }

/* USPOREDI TABLE */
.compare-table { width: 100%; border-collapse: collapse; margin: 32px 0; }
.compare-table th {
  background: var(--dark);
  color: #fff;
  padding: 12px 16px;
  text-align: left;
  font-size: 14px;
}
.compare-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--border);
  font-size: 14px;
}
.compare-table tr:hover td { background: var(--light); }
.check { color: var(--green); font-weight: 700; }
.cross { color: #ef4444; }

/* SECTION */
.section { padding: 64px 0; }
.section-title { font-size: 28px; font-weight: 800; margin-bottom: 8px; }
.section-sub { color: var(--gray); margin-bottom: 32px; }

/* KALKULATOR */
.kalkulator {
  background: var(--light);
  border-radius: 16px;
  padding: 40px;
  margin: 40px 0;
}
.kalkulator h2 { font-size: 24px; font-weight: 800; margin-bottom: 24px; }
.kalk-input { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 24px; }
.kalk-input label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 6px; }
.kalk-input input, .kalk-input select {
  width: 100%;
  padding: 10px 14px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: 15px;
}
.kalk-result {
  background: #fff;
  border-radius: 10px;
  padding: 20px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 16px;
}
.kalk-result-item { text-align: center; }
.kalk-result-item .value { font-size: 28px; font-weight: 800; color: var(--green); }
.kalk-result-item .label { font-size: 12px; color: var(--gray); margin-top: 4px; }

/* PROS CONS */
.pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin: 24px 0; }
.pros, .cons {
  border-radius: 10px;
  padding: 20px;
}
.pros { background: #f0fdf4; border: 1px solid #86efac; }
.cons { background: #fef2f2; border: 1px solid #fca5a5; }
.pros h4 { color: #15803d; margin-bottom: 12px; }
.cons h4 { color: #b91c1c; margin-bottom: 12px; }
.pros ul, .cons ul { list-style: none; }
.pros li::before { content: "✓ "; color: #15803d; font-weight: 700; }
.cons li::before { content: "✗ "; color: #b91c1c; font-weight: 700; }
.pros li, .cons li { font-size: 14px; margin-bottom: 8px; }

/* QUICK FACTS */
.quick-facts {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 16px;
  margin: 32px 0;
}
.fact-item {
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 16px;
  text-align: center;
}
.fact-value { font-size: 20px; font-weight: 800; color: var(--dark); }
.fact-label { font-size: 12px; color: var(--gray); margin-top: 4px; }

/* AFFILIATE DISCLAIMER */
.affiliate-disclaimer {
  font-size: 12px;
  color: var(--gray);
  border-top: 1px solid var(--border);
  padding-top: 16px;
  margin-top: 40px;
}

/* FOOTER */
footer {
  background: var(--dark);
  color: #9ca3af;
  padding: 40px 0;
  margin-top: 80px;
  font-size: 14px;
}
footer a { color: #9ca3af; }
footer a:hover { color: #fff; }
.footer-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
}

/* RESPONSIVE */
@media (max-width: 768px) {
  .hero h1 { font-size: 28px; }
  .broker-card { grid-template-columns: 1fr; }
  .broker-rank { display: none; }
  .pros-cons { grid-template-columns: 1fr; }
  .kalk-input { grid-template-columns: 1fr; }
  nav ul { display: none; }
  .review-header-inner { flex-direction: column; }
  .footer-inner { flex-direction: column; text-align: center; }
}